Disclaimer

1. Educational Purpose Only

ChartWise Academy is intended to provide financial-market education and general informational content. Our educational material is designed to help learners understand concepts relating to:

• Financial markets
• Stock markets
• Index markets
• Intraday trading
• Swing trading
• Options
• Futures
• Investment
• Technical analysis
• Fundamental analysis
• Commodity markets
• Cryptocurrency
• Forex
• Quantitative trading
• Algorithmic trading
• Risk management
• Trading psychology
• Portfolio concepts
• Market research and analysis

The information provided by ChartWise Academy is intended to support learning, research, and understanding of financial-market concepts.

2. No Investment or Financial Advice

Unless expressly stated otherwise and supported by the applicable regulatory status and permissions, ChartWise Academy does not provide personalized investment advice, financial advice, portfolio management, or individualized recommendations. Nothing contained on this website or in our educational programs should be interpreted as:

• A recommendation to buy or sell any security
• A recommendation to enter or exit any trade
• Personalized investment advice
• Personalized financial planning
• Portfolio management
• A solicitation to invest
• A solicitation to trade
• A guarantee of investment performance
• A guarantee of trading profits
• A recommendation regarding the suitability of any financial product for a particular person

Educational information should not be treated as a substitute for individualized professional advice.

3. No Guaranteed Profits or Returns

ChartWise Academy does not guarantee or promise:

• Profits
• Fixed returns
• Guaranteed returns
• Minimum returns
• Daily income
• Monthly income
• Trading success
• Investment success
• Recovery of trading losses
• A specific level of profitability
• Financial independence
• Employment or business income
• Any particular financial outcome

Financial markets are uncertain and involve risk. Any statement concerning possible returns, historical performance, strategy performance, or financial outcomes should not be interpreted as a promise or guarantee of future results.

4. Financial Market Risk

Trading and investing in financial markets involve risk. Depending on the instrument and strategy, you may lose some or all of your invested or trading capital. Market prices can change rapidly due to:

• Economic developments
• Corporate events
• Interest-rate changes
• Inflation
• Government policies
• Central-bank decisions
• Geopolitical events
• Market sentiment
• Liquidity conditions
• News and announcements
• Unexpected events
• Technical disruptions
• Changes in market structure

You should never participate in a financial market using money that you cannot afford to lose.

5. Trading Risk

Trading strategies discussed by ChartWise Academy may involve substantial risk. This includes:

• Intraday trading
• Scalping
• Swing trading
• Positional trading
• Momentum trading
• Breakout trading
• Mean-reversion strategies
• Options strategies
• Futures strategies
• Commodity trading
• Forex trading
• Cryptocurrency trading
• Quantitative trading
• Algorithmic trading

A strategy that has worked historically may fail in future market conditions. There is no assurance that any trading strategy, technical setup, indicator, trading system, algorithm, or methodology will produce profitable results.

6. Leverage and Margin Risk

Leverage can increase both potential gains and potential losses. Leveraged products may include:

• Futures
• Options
• Margin-based trading
• Forex products
• Cryptocurrency derivatives
• Other derivative instruments

A relatively small market movement can produce a substantial gain or loss when leverage is used. In certain circumstances, losses may occur rapidly and may exceed expectations based on the amount initially deposited or allocated. Learners should understand the applicable margin requirements, liquidation or square-off mechanisms, fees, and risks before participating in leveraged markets.

7. Options and Derivatives Risk

Options and other derivatives are complex financial instruments. Options involve risks relating to factors including:

• Directional movement
• Time decay
• Implied volatility
• Volatility changes
• Delta
• Gamma
• Theta
• Vega
• Rho
• Liquidity
• Bid-ask spreads
• Assignment
• Exercise
• Expiration
• Margin requirements

Some option strategies can expose traders to substantial or potentially unlimited losses depending on the strategy and market conditions. Educational examples involving options are hypothetical and should not be interpreted as recommendations to implement those strategies.

8. Investment Risk

Investing in securities and other financial products involves risk. The value of investments may rise or fall. Investors may experience:

• Capital loss
• Market volatility
• Liquidity risk
• Credit risk
• Interest-rate risk
• Currency risk
• Business risk
• Sector risk
• Concentration risk
• Inflation risk
• Regulatory risk
• Tax-related consequences

Past performance is not necessarily indicative of future performance.

9. Stock and Equity Market Disclaimer

Examples involving individual stocks, indices, sectors, companies, or securities are provided for educational purposes unless explicitly stated otherwise. Mentioning a company, stock, index, security, or financial instrument does not necessarily mean that ChartWise Academy recommends or endorses it. Charts, price levels, technical patterns, financial ratios, historical data, or company information should not be interpreted as individualized recommendations.

10. Technical Analysis Disclaimer

Technical analysis is an analytical methodology and does not guarantee future price movements. ChartWise Academy may discuss:

• Candlestick patterns
• Support and resistance
• Market structure
• Moving averages
• VWAP
• RSI
• MACD
• Bollinger Bands
• ATR
• Fibonacci tools
• Volume
• Open interest
• Price patterns
• Breakouts
• Trend analysis
• Market profile
• Order-flow concepts
• Other technical indicators

Indicators and technical patterns can generate false signals. No indicator or combination of indicators can reliably predict future market prices in every market condition.

11. Fundamental Analysis Disclaimer

Fundamental analysis involves evaluating information such as:

• Financial statements
• Earnings
• Revenue
• Profitability
• Cash flow
• Valuation
• Economic indicators
• Industry conditions
• Management
• Corporate governance
• Competitive position

Financial information may change, contain estimates, or be subject to interpretation. A fundamentally attractive company or asset may still decline in price. Fundamental analysis does not eliminate investment or market risk.

12. Quantitative and Algorithmic Trading Disclaimer

Quantitative and algorithmic trading involves additional risks. These may include:

• Model risk
• Data-quality risk
• Overfitting
• Curve fitting
• Look-ahead bias
• Survivorship bias
• Selection bias
• Execution risk
• Slippage
• Latency
• Software errors
• Infrastructure failures
• Market-regime changes
• Incorrect assumptions
• Parameter instability
• Liquidity limitations

A backtested or simulated strategy may perform differently when implemented in a live market. Past backtest results do not guarantee future performance.

13. Backtesting and Hypothetical Performance

ChartWise Academy may use:

• Historical charts
• Simulated trades
• Backtests
• Hypothetical portfolios
• Model portfolios
• Paper trading
• Simulated returns
• Strategy examples
• Historical case studies

Such results are not actual investment performance unless expressly identified as such. Hypothetical or backtested performance has inherent limitations because it may not fully account for:

• Slippage
• Brokerage
• Taxes
• Bid-ask spreads
• Liquidity
• Market impact
• Order execution
• Delays
• Corporate actions
• Data limitations
• Strategy implementation differences

Accordingly, simulated or historical performance should not be interpreted as evidence that a strategy will generate similar results in the future.

14. Market Data Disclaimer

ChartWise Academy may display or discuss market information obtained from exchanges, data providers, public sources, third-party platforms, or other sources. Market data may be:

• Delayed
• Incomplete
• Subject to errors
• Subject to revision
• Different between providers
• Temporarily unavailable

ChartWise Academy does not guarantee the accuracy, completeness, timeliness, or uninterrupted availability of market data. Users should independently verify important market information before making financial decisions.

15. Trading Signals and Market Commentary

Any market commentary, chart analysis, educational trade example, setup, strategy illustration, or discussion of a possible market scenario is provided for educational purposes unless expressly stated otherwise and legally permitted. Statements such as:

• "Possible support"
• "Potential resistance"
• "Bullish setup"
• "Bearish setup"
• "Possible breakout"
• "Potential reversal"
• "Watch this level"
• "Possible scenario"

are analytical observations and should not automatically be interpreted as instructions to trade. ChartWise Academy does not guarantee that any discussed market scenario will occur.

16. No Reliance on Educational Examples

Examples presented in our courses may be simplified to explain concepts. Examples may involve:

• Hypothetical capital
• Hypothetical entries
• Hypothetical exits
• Historical price data
• Simulated trades
• Illustrative profit/loss
• Illustrative position sizing
• Hypothetical portfolios

These examples are not individualized recommendations and should not be treated as instructions for actual trading or investing.

17. Cryptocurrency Disclaimer

Cryptocurrency and digital-asset markets can involve significant risks, including:

• Extreme volatility
• Liquidity risk
• Exchange risk
• Custody risk
• Wallet risk
• Private-key loss
• Seed-phrase loss
• Cybersecurity risk
• Smart-contract risk
• Protocol risk
• Stablecoin risk
• Regulatory uncertainty
• Market manipulation
• Fraud and scams
• Permanent loss of assets

Cryptocurrency markets can operate differently from traditional securities markets. ChartWise Academy does not guarantee the safety, value, legality, availability, or future performance of any cryptocurrency or digital asset. Never share your cryptocurrency private key or seed phrase with ChartWise Academy or anyone claiming to represent it.

18. Forex Disclaimer

Foreign-exchange trading involves substantial risk and may involve leverage, volatility, financing costs, liquidity risk, and counterparty risk. For persons resident in India, foreign-exchange transactions must comply with applicable Indian laws and regulations. The Reserve Bank of India states that residents may undertake forex transactions only with authorised persons and for permitted purposes, and electronic forex transactions must be undertaken through permitted channels. Residents should not use unauthorised electronic trading platforms for forex transactions. ChartWise Academy does not endorse or recommend unauthorised forex platforms. Users are responsible for determining whether a particular broker, platform, product, or transaction is legally available to them.

19. Commodity Trading Disclaimer

Commodity markets can involve substantial volatility and risk. Examples may include:

• Gold
• Silver
• Crude oil
• Natural gas
• Copper
• Base metals
• Agricultural commodities

Commodity prices can be influenced by:

• Supply and demand
• Weather
• Inventory
• Geopolitical developments
• Currency movements
• Interest rates
• Global economic conditions
• Government policies
• Production decisions
• Transportation and supply-chain conditions

Historical commodity behaviour does not guarantee future performance.

20. Regulatory Status

ChartWise Academy is an educational platform. Unless a specific regulatory registration, authorization, or licence is expressly identified on the relevant page, users should not assume that ChartWise Academy is acting as a SEBI-registered Investment Adviser, SEBI-registered Research Analyst, broker, portfolio manager, or other regulated intermediary. SEBI's regulatory framework distinguishes investment-advisory and research-analyst activities from general educational or publicly available financial-market information. The exact regulatory treatment depends on the nature and manner of activities undertaken. Accordingly, ChartWise Academy does not intend this educational website to be used as a substitute for services that legally require registration or authorization. Where a particular activity may require registration, licensing, authorization, or other regulatory compliance, users should rely only on appropriately registered or authorized professionals or entities.

21. Research and Recommendations

ChartWise Academy may explain research methodologies and demonstrate how analysts evaluate financial instruments. Educational discussion of:

• Research methods
• Valuation
• Screening
• Stock analysis
• Technical analysis
• Fundamental analysis
• Strategy construction
• Market scenarios

does not by itself constitute a personalized recommendation. A person or entity carrying out regulated research-analyst activities may be subject to applicable SEBI registration and regulatory requirements. SEBI's Research Analysts Regulations specifically cover activities such as preparation or publication of research reports and certain buy/sell/hold recommendations concerning securities. Users should verify the regulatory status of any person or entity from whom they seek regulated investment advice or research services.

22. No Broker or Exchange Relationship

Unless expressly stated otherwise, ChartWise Academy is not a stock broker, cryptocurrency exchange, forex broker, commodity broker, clearing member, custodian, portfolio manager, or bank. ChartWise Academy does not:

• Hold customer securities
• Hold customer trading funds
• Execute trades on behalf of learners
• Manage learner portfolios
• Control learner brokerage accounts
• Request trading-account passwords
• Request banking passwords
• Request OTPs
• Request UPI PINs
• Request cryptocurrency private keys
• Request cryptocurrency seed phrases

Learners should maintain their own accounts with appropriately authorized service providers.

23. Third-Party Platforms and Services

ChartWise Academy may refer users to or integrate with third-party:

• Brokers
• Exchanges
• Data providers
• Payment processors
• Trading platforms
• Charting platforms
• Software
• APIs
• Educational tools
• Websites

Third-party services operate under their own terms, policies, risks, and regulatory frameworks. ChartWise Academy is not responsible for the availability, security, accuracy, performance, legality, or conduct of third-party services. Users should independently review third-party terms and regulatory status before using such services.

24. Links to External Websites

Our website may contain links to external websites. Such links are provided for convenience or educational reference. A link does not necessarily mean that ChartWise Academy:

• Endorses the website
• Guarantees its accuracy
• Guarantees its security
• Recommends its services
• Has verified its regulatory status

Users should conduct their own due diligence.

25. AI-Generated or Technology-Assisted Content

ChartWise Academy may use technology, software, automation, or artificial-intelligence tools in the preparation, organization, presentation, or analysis of educational content. Technology-assisted content may contain:

• Errors
• Omissions
• Outdated information
• Incorrect interpretations
• Inaccurate calculations
• Data limitations

AI-generated or technology-assisted information should not be relied upon as a sole basis for financial decisions. Important financial information should be independently verified using authoritative sources.

26. Tax Disclaimer

Tax treatment may vary depending on:

• Individual circumstances
• Type of financial instrument
• Holding period
• Nature of transaction
• Jurisdiction
• Applicable tax law
• Changes in tax regulations

ChartWise Academy does not provide personalized tax advice. Users should consult an appropriately qualified tax professional regarding their individual tax circumstances.

27. Legal and Regulatory Changes

Financial-market laws, regulations, exchange rules, tax rules, product specifications, trading hours, margin requirements, contract specifications, and regulatory requirements may change. Although ChartWise Academy seeks to keep educational material useful and current, we do not guarantee that every page or course will reflect every regulatory or market change immediately. Users should verify current requirements with the relevant regulator, exchange, government authority, broker, or other authorized source before acting.

28. Trading Technology and Execution Risk

Electronic trading involves technology risk. Potential problems may include:

• Internet outages
• Broker-platform outages
• Exchange outages
• Server failures
• Software bugs
• Hardware failures
• API failures
• Incorrect orders
• Delayed execution
• Slippage
• Data-feed interruptions
• Cybersecurity incidents

ChartWise Academy cannot guarantee uninterrupted operation of third-party trading or technology platforms.

29. Trading Psychology

ChartWise Academy may teach concepts relating to:

• Discipline
• Emotional control
• Fear
• Greed
• Loss aversion
• Overtrading
• Revenge trading
• Confirmation bias
• FOMO
• Trading routines
• Decision-making

Educational material concerning psychology is not medical, psychological, or therapeutic advice. Learners should seek appropriate professional assistance where necessary.

30. No Get-Rich-Quick Representation

ChartWise Academy does not promote trading or investing as a guaranteed method of becoming wealthy quickly. Claims suggesting:

• Guaranteed income
• Guaranteed daily profits
• Easy money
• Risk-free trading
• Guaranteed option profits
• Guaranteed cryptocurrency profits
• Guaranteed forex profits
• Guaranteed investment returns

should not be attributed to ChartWise Academy unless specifically supported by a lawful and appropriately authorized statement. SEBI has specifically cautioned investors about unrealistic return promises and unregistered entities.

31. Individual Results Will Vary

Different learners may achieve different results because of differences in:

• Knowledge
• Experience
• Capital
• Risk tolerance
• Discipline
• Market conditions
• Execution
• Costs
• Taxes
• Technology
• Strategy
• Time commitment

Completion of a ChartWise Academy course does not guarantee that a learner will become a profitable trader or successful investor.

32. No Professional Relationship

Accessing educational content or enrolling in a course does not automatically create a:

• Client-adviser relationship
• Investment-adviser relationship
• Research-analyst relationship
• Broker-client relationship
• Portfolio-management relationship
• Fiduciary relationship
• Tax-adviser relationship
• Legal-adviser relationship

Any regulated professional relationship must be separately established in accordance with applicable laws and agreements.

33. User Responsibility

You are solely responsible for your financial decisions. Before entering any transaction, you should consider:

1. Your financial objectives
2. Your risk tolerance
3. Your financial circumstances
4. Your investment horizon
5. Your market knowledge
6. Applicable costs
7. Applicable taxes
8. Applicable laws and regulations

Where appropriate, obtain independent advice from a qualified professional.

34. No Liability for Trading or Investment Losses

To the maximum extent permitted by applicable law, ChartWise Academy shall not be responsible for losses arising from a user's:

• Trading activity
• Investment decisions
• Use of a trading strategy
• Use of educational material
• Reliance on market commentary
• Use of a calculator
• Use of a trading system
• Use of an algorithm
• Use of third-party platforms
• Market-data errors
• Market movements
• Technology failures

This provision is subject to applicable law and does not exclude liability that cannot lawfully be excluded.

35. Accuracy of Information

We make reasonable efforts to provide useful and accurate educational information. However, we do not guarantee that all information will always be:

• Complete
• Accurate
• Current
• Error-free
• Suitable for every user
• Available without interruption

Users should independently verify material information before making financial decisions.

36. Educational Content Does Not Replace Due Diligence

Course materials should be treated as part of a broader learning process. Before making a financial decision, users should conduct their own:

• Research
• Due diligence
• Risk assessment
• Verification
• Cost assessment
• Regulatory review

No single article, video, course, indicator, strategy, analyst, model, or source should be treated as infallible.

37. Fraud and Impersonation Warning

ChartWise Academy will not ask learners to transfer money to personal bank accounts or provide confidential financial credentials for the purpose of:

• Guaranteed trading
• Guaranteed investment returns
• Account management
• Recovery of trading losses
• Cryptocurrency recovery
• Forex profits
• Any other guaranteed financial outcome

If someone claims to represent ChartWise Academy and requests confidential credentials or promises guaranteed returns, verify the request through our official support channels. Never share:

• OTPs
• UPI PINs
• Card PINs
• Banking passwords
• Trading passwords
• Broker credentials
• Private keys
• Seed phrases

38. Regulatory Verification

Users should verify the registration or authorization status of any entity claiming to provide regulated financial services. For Indian securities-market activities, users can consult official information published by the Securities and Exchange Board of India (SEBI). SEBI advises investors to exercise caution regarding unregistered entities and unrealistic return promises.

39. Changes to This Disclaimer

ChartWise Academy may update this Disclaimer from time to time to reflect:

• Changes in our services
• Changes in financial markets
• Changes in technology
• Changes in applicable law
• Changes in regulatory requirements
• Changes in business practices

The updated version will be published on this website with a revised "Last Updated" date.

40. Acceptance

By accessing the ChartWise Academy website, enrolling in a course, using our educational materials, or otherwise using our services, you acknowledge that:

• You have read this Disclaimer
• You understand the risks associated with financial markets
• You understand that our content is educational
• You understand that no profits or returns are guaranteed
• You understand that you are responsible for your own financial decisions
• You agree not to treat educational content as personalized financial advice

If you do not agree with this Disclaimer, please discontinue use of the relevant website or service.

41. Contact Us

For questions concerning this Disclaimer or ChartWise Academy's educational services: